The National Debt helpline advised me there was a method that I can use where i can transfer any equity in my house to my girlfriends name, and as i have little equity in my house this can be done for a minimal fee. With regards to the interest, what would you advise me to do? surely my creditors ar...

Hi Thanks for the reply - if my IVA does fail, is it likely that my Creditiors will try to make me bankrupt, or would they prefer to arrange a payment plan with me as I have little assets other than my house that has little or no equity in it?? Also I have written to my creditors,including a copy of...

Hi I am about to have my iva failed as i have built up arrears owing to the fact i was never informed of my contribution as i had a reduction in wages. I have sent some 15 letters asking for my monthly contribution and lots of phone calls. What can i do to get out of this mess - can i set up my own ...