Hi We are 15 months in to a 72 month IVA - it's a killer. We have made regular payments which have been increased with the payrises we have received. I desperately want to have another baby and reckon I could get through a shortened maternity leave, however our childcare costs would increase signifi...

Hi

I want to apply for a position as a director - would my IVA prevent me doing so? Could this be held against me?

thanks

Thanks for the quick responses. It's the first step to knowing our future and it helps knowing there are people who can give us some direction. I think our next step is to sit down and put together complete details of our debts, incomings and expenses and then start contacting a few IP's. Is the con...

Hello, We have been reading this forum for sometime and now me and my wife realise we can no longer carry on hiding away from our debt problem. It's particularly hard to open up to people knowing that our situation is made up from our selfish attitude to spending money and our inability to deal with...