Thanks size 5, Thats sums up my worries, she was told today that £120 of her monthly payment is to go towards a £2500 council tax bill leaving only £40 to her other creditors. I am no expert but having started an IVA and kept it going for almost 2 years I have had experience on how an IP pays credit...

£200 less £40 which is hers, leaving £160 to her creditors after all essentials have been paid. Can you just confirm BR court fees- £600 to be declared BR? I will try and get her to look at other options, but this CAP has been very supportive etc I am just not sure about the advice they offer- I hav...

Hi They do not charge directly they are a charity based organisation. The background is: my partner is a christian and was put in touch, through her church, with CAP (christians against poverty). The met her and went through an income and expenditure proceedure. She only works 3 days per week, due t...

Hi all

Has anyone had dealings with this group on debt advice etc. My partners is currently going to start brankruptcy proceeding with them in support after it was decided she did not have the means to start any repayments via an IVA or other payment plans.

Thanks

Hi all, has anyone got any further news on this post, my car is not well ahhh.... and keeping it going is like throwing money down the drain. Surley it makes sense that if you get a newer car the running costs will reduce.
Thanks

Thanks all, I have already "steered" her this way, and she has been reading posts and stuff. She then goes away and pretends it's not happening. If she moves in with me I will have to say that for both our sakes she has to get a handle on her problems. She is not stupid... she knows what she has to ...

Hi all, I have a question regarding a partner moving in and how it effects my IVA. Background is: After two failed marriages (The last marriage spent living well beyond our means and sticking my head in the sand and just thinking that the spiralling debt would just go away....) I ended up in financi...

Thanks all, should have searched first. Should have known the answer would be here. Thanks for the links etc. Thats put my mind at rest.
Best regards all....

Hi. I recieved a letter recently, I am currently in an IVA with Synergi Partners and this letter said that Synergi had entered into administration as Synergi is part of The Relax Group including companies such as Debtcare and the Debt councellors. The company that Clear Debt Group PLC has bought the...

Ps. sorry for the spelling mistakes in the first posting.... its late and I want to go to bed.......[|)]

Hi, I am back on the forum after a few months. My IVA went through OK on 28th May 2008 at 39 pence in the pound. I have made all my payments plus extra due to overtime etc. (50% over my allowed limit, I see from the forum that this is standard). Although I am with Synergi.... [:(!]I know they have h...

Thanks all
I will keep in touch and feedback to the forum. Thanks again for the support.

cheers

gary

Hi Andy I have made one payment so far. That payment was made at the end of April. I approached Synergi at the end of February and the process is just coming to a head now. I have found Synergi to be OK. They have kept me advised and are always contactable and helpful. They did make the mistake that...

Thanks to all who replied.
Spoke to my IP today and they do not anticipate any problems, and yes KPMG are voting on behalf of LLoyds.
Just got to wait now.......
I am using Synergi as the IP, any thoughts on them from anyone? Its a bit late now at this stage but any feedback would be welcomed.

Gary

Thanks for the response guys, My main creditors are: LLoyds TSB around £30k (Loan, C/card and overdraft) B/card around £10K (Loan, 2xC/card) Mint £800 Cap one £800 (All C/cards) GE Capital £528 I recieved a letter from my nominee today saying that the creditors paymnet will be 28.71/£. Originally it...