I am about 5K in debt which may not sound like much but I am still struggling and with uni and the baby coming up I can only see it getting worse if i dont take action now. Altogether I earn about £650 a month and my creditors are HSBC with whom i have an overdraft a credit card and a loan thank you...

hiya i am worried as i am in debt and i have got myself into a mess and I am not quite sure what to do. I am a student at college.. I am starting university in October and I am also going to become a father in August. I am not living with my baby's mother she is over 80 miles away. I work on the che...