Thanks for that, its funny I have the same agreement with MBNA and they are quite happy, and no default.
Why is it that Cap One done the default well into the agreement.
Thanks

Hi Thanks for the replies, I have noticed that some paper work they sent me before I went on the payment plan did say that if I was on a long term plan more than 6 months then they would register a default, I have not had any other letters to say a default has actually been registered against me, sh...

Thanks
So how do I get this default removed does it mean paying them the whole amount, and then they would remove the default. I have not been sent any letters from them regarding this default.
Thanks

I am on a payment plan with Cap one and MBNA, I pay Cap one £64pm, and MBNA £100pm, checked my credit report and MBNA states satisfactory, Cap one has a default showing. Will the Cap one debt get passed to a DCA now, will Cap one and MBNA accept an offer of say max 50% to clear the debt full and Fin...

Hi,
I can afford to at the moment, but I want to get out of it before interest rates jump up, as I may then struggle.I understand that NR are still trying to off load mortgages like this one.

Thanks

Hi
I have a Northern Rock Together mortgage, I want to get out of it. Will they accept part payment as a full and final settlement for teh unsecured part say 50%.

Barb
Thanks for that, I have just started looking at this and i have spoken to Tina who works with Melanie. Very nice lady, I hope they can help. Howe long is you IVA for. I will let you know how thngs go.

Woody

Hi Popcorn
I am still new to this, can you tell me the company that helped you, I also have a similar amount with NR, and a few others.

Thanks

Hi
New to this site so please be patient. I am enrolled in a DMP with Paylan, I am a little concerned as it will take a long time to settle, i just want to get clear asap and start living again.