as the other posters have said speak to your local council and see what they can do. If you are genuine and do not scream and shout i can't see there being a problem! You would not get a bailiff on the door unless you have had a magistrates court order, this can take a while to obtain as there are s...

Hi Julie
your name will appear on the register if you are in an IVA or BR regardless as to whether you signed anything.

Just a thought - it is reported in the news that she will pay this bill on Wednesday when her cheques clear if she does this will it be annuled?? and will she have to pay extra fees???

I agree Endsmeet!!!
Emily in the eyes of the bank a debit card is still seen as credit - they will not give one out to people who have been made BR!!!

Hi there For a Council to make you bankrupt they must be pretty sure they will get monies back as they are spending public money to do it - i am guessing that you own a property and have equity in it. it is very unlikely that they would stop the petition for anything other than full payment. Can i a...

Unfortunatley we are not all perfect, however i would like to think that if one of my staff got that query they would have dealt with without it having to escalate to a complaint.
But as with all places, there are good and bad stories!
Im afraid that Councils always get a bad press!!!!

What happened Swans???

Sorry Have to jump in here! I am a Council Tax Manager and it is NOT an automatic right to 12 months instalments. The Law states that you have 10 months to pay in not 12 - it is entirely at your Councils discretion as to whether they allow it. Usually if you have had no payment problems and they can...

I thought that they had been told that they had to Melanie?? x

Hi Gavin
Who sent you this letter???

Hi there
I never had my name on my profile!!!
they just put two and two together - however as Kazzy said there are advantages too!!!

Yes, they asked for an explanation of what caused my debt and then proceeded to quote a topic i had made on the forum.

I do know from experience that Northern Rock and their agents do monitor this forum as they directly quoted me on something here when i was proposing an IVA.

HI THERE You will Not get a debit card from the Nationwide, their policy is to wait the full 6 years for BR to go before offering. I tried and also appealed so can tell you for certain. There are not many that will accept for a debit card. I was lucky enough to get a cashminder from Co-op although i...

This is direct from the HM courts website Paying by instalments If you can pay the warrant in two or three weeks, the bailiff may not take your goods. But if you need more time to pay, you may need to ask for the warrant to be suspended (stopped) and for an instalment order to be made. If you alread...