kallis3 wrote:

You could try signing up for the various surveys that are on the net.

Does the budget set give you no lee way all at to save for something each month for things like Xmas ?

The thought of being debt free is lovely but the thought of never having a pint for five years or a Xmas isn't

In our case we set the initial budget which was then challenged by our creditors. We adjusted a bit then everybody was 'happy'. My opinion (for what it's worth)is to set an initial budget which is fairly generous, then let your creditors 'cut the fat'. No doubt the professionals will be along with ...

Does the IP have access to your bank account sometimes get some part time work in the summer but it doesn't pay that much

Went through the nationaldebtline and they use debtfreedirect but from this site I think I'll use Melanie Giles or Ian Millington

would my daughters accommodation costs for university be allowed and things like clothing allowances ?

What sort of budgets have people left after there IVA has been approved ?