Cheers for replying Chris...i dont know what to do here now...i'm not losing sleep over the state of my finances but just not sure what path to take. I doubt i'll ever have a mortgage, it seems cheaper to rent these days anyway. Hmmm. I'm off to ponder. LOL Dont mean to be a nosey sod here but do yo...

Have you been made BR in the past? How you finding life afterwards?

Spoke to a lady today at Debt Lifeboat who was really nice and helpfull, she advised me to get my certificate of default from GT (which i've never been sent) and then get back once i have that. We discussed BR as a possibility. She seems to think that as i need my car for work, there should be no re...

No, no one has contacted me. I had them over 7 years ago will they still be there or wiped cos i've had no contact. Thats not me trying to run away from my mistakes either, i'm just wondering.

Hi and thanks Melanie & Chris.

Regarding my other debts i honestly dont know whats happened to them, i cant even remember who they were all with. The creditors would still have me living at my address from 2000. Like i said in my 1st post i dont know how much if anything got paid off.

Hey there. Been reading this forum for a while now and would like some advice of those 'in the know' as to what to do in my current mess. I currently have about 18k in debt, i work full time, and live in private rented accommodation. I was in a IVA between 2000 to 2007 but i asked to be let go from ...