when people say getting a creditors meeting is it really a meeting between everybody or is everything just done by paper work,also if there is a meeting would i have to go or is that what the IP is there for.

Thank you i was wondering has anybody had any dealings with debt free direct as i have notified them reg my financial state, they advised applying for an iva and opening a new bank acc somewhere else is it wise not to fill in the forms until i get the new account. also once they have received all th...

Thank you i was wondering has anybody had any dealings with debt free direct as i have notified them reg my financial state, they advised applying for an iva and opening a new bank acc somewhere else is it wise not to fill in the forms until i get the new account. also once they have received all th...

i am recently going to apply for an iva but if i get refused and stop paying my creditors are you supposed to catch up on payments,when already you cannot afford them that is why i am applying for the iva in the first place. What happens next. If if you are accepted into an iva., can bailiffs come a...