Search found 11 matches

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by emma2
Wed Oct 16, 2013 11:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA is over.....or so i thought!!
Replies: 17
Views: 3594

I have sent the completion certificate and summary of final payments and receipts but they've also asked for the "copy of report to creditors" this is the document I am unsure of.
by emma2
Wed Oct 16, 2013 9:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA is over.....or so i thought!!
Replies: 17
Views: 3594

I have contacted the Insolvency Service, they have asked me to send copies of the completion certificate, which i have done, they have also asked me to send them a copy of the "Copy of Report to Creditors". Can anyone explain what this doument is, as I am unsure, I have a letter from MD&C which was ...
by emma2
Tue Oct 15, 2013 8:19 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA is over.....or so i thought!!
Replies: 17
Views: 3594

Thank you, who do I ask for evidence that the case has been concluded correctly? MD&C or GT? I have checked the insolvency register and my name is still on it, I don't know why as it was August 2012 that I got my completion certificate, I put 2013 in the above thread by mistake.
by emma2
Mon Oct 14, 2013 10:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: August 2013, so pleased to receive completion certificate.Now GT say IVA must be opened again.
Replies: 12
Views: 2194

Do you know why it would still be showing on the insolvency register? You think I will have to go through with the PPI claim even though I have my CC?
by emma2
Mon Oct 14, 2013 9:49 pm
Forum: Ask IVA Forum and Industry experts
Topic: August 2013, so pleased to receive completion certificate.Now GT say IVA must be opened again.
Replies: 12
Views: 2194

It's defiantly the completion certificate and a covering letter, in which it states....."the terms of the IVA have been satisfied and a certificate of completion is enclosed." It does also state though..."please note that the administration of the IVA will remain open pending a potential VAT refund ...
by emma2
Mon Oct 14, 2013 9:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: August 2013, so pleased to receive completion certificate.Now GT say IVA must be opened again.
Replies: 12
Views: 2194

Thanks Kazza, i have checked the insolvency register and my name is still showing on there. I have emailed them to ask them why as it has been over a year since the date of completion.
by emma2
Mon Oct 14, 2013 7:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: August 2013, so pleased to receive completion certificate.Now GT say IVA must be opened again.
Replies: 12
Views: 2194

The year has gone passed so quick, my completion certificate was issued in August 2012, not 2013, so that is why it was issued by MD&C, so i have been freed of it for over one year!! It is definatley my completion certificate i have received and even the letter from the bank states that the IVA is c...
by emma2
Mon Oct 14, 2013 6:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: August 2013, so pleased to receive completion certificate.Now GT say IVA must be opened again.
Replies: 12
Views: 2194

Good afternoon, My IVA was with Money, Debt and Credit (MD&C), it was all finished in August 2013 and I received my completion certificate, I was so pleased it was all over, I have even started seeing my credit rating improve!! I then received a letter from Grant Thornton, saying my IVA had been tak...
by emma2
Mon Oct 14, 2013 5:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA is over.....or so i thought!!
Replies: 17
Views: 3594

Good afternoon, My IVA was with Money, Debt and Credit (MD&C), it was all finished in August 2013 and I received my completion certificate, I was so pleased it was all over, I have even started seeing my credit rating improve!! I then received a letter from Grant Thornton, saying my IVA had been tak...
by emma2
Wed May 28, 2008 3:37 pm
Forum: postings for may
Topic: I am very worried, scared and confused
Replies: 7
Views: 2176

I handed my notice in and leave my current employment tomorrow. I do not have a job to go to. I am currently in an IVA and i found out yesterday i am pregnant. I will not get any maternity pay as i have left my employment. Where do i stand when it comes to paying my IVA back, I will not be earning m...
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