Thanks will give them a call Monday. It's so frustrating especially when ive only got a few months left on my IVA.

Iva finishes this year. Hubby and I have a joint account with Lloyds tsb. Which we have had for 5 yrs. We are soon splitting (but will still be making our IVA payments) I am moving out and need to open my own account for my wages to be paid in and direct debits to go out. Approached our bank to see ...

Hi, we had our 2nd annual review recently, its our 2nd year but first review with Payplan as we transferred from Debtmatters. Ours is due 7th March but about 4 weeks ago had a missed call on my phone from them, but then received an email just asking if i could make a convenient appointment with them...

We were asked about overtime,and hubby stated that he did it as and when but was never guaranteed any

i know, i find it very strange that it was never included, I scoured and scoured the chairmans report to see if i could see anything, and the only thing thats there is the windfall/inheritance clause, so i guess we are pretty lucky.

I myself never do overtime but hubby gets offered it sometimes.

gosh melanie, what time do you get up in a morning? Like i say I am so pleased, its a real worry off my mine, i think after reading some posts that alot of people get quite stressed at this time. This is the first annual review weve had with Paylan and I cant complain about their service, they answe...

Hi all, Just completed 2nd year inc & exp form with Payplan and sent off our last 3 paylsips. Was really stressing as hubby had quite a bit of overtime (BUT THE OVERTIME CLAUSE IS NOT IN OUR CHAIRMANS REPORT) but was still worried. Just had letter this morning that said our current surplus income ha...

ok no probs, thanks Melanie.

Hi Melanie

I did email your office late last night so it would be there today but havent received anything yet, could it be Monday maybe?

Thank you.

Thats great,thanks so much for your help, i dont know what we would all do without you.

Thanks Melanie, I have emailed . I take it the guidelines are are update, taking in to account credit crunch etc..... Does it state the guideline for number of people in the family etc.... I actually put down £550 a month for groceries, but in theory it could well be more than that, what with a 5 yr...

thanks melanie, where is the email for your office?

So what will happen about the overtime thing then? Would it just be left as it is?

Thanks

Baz

if you could send me a copy that would be great. How do we go about that Melanie? We are with Payplan and this is our first review with them. Quite concerned as to what will happen because we have to send last 3 payslips, mine are fine, but on one of hubbies he got quite a bit of overtime (but we ar...

Hi all, Just completing above form for yearly review;- at present we pay £470/month in to IVA Family of 4, children age 5 and 15. Is there any limits on the following does anyone know, or what is realistic. Iam quoting actually what we pay out, and can back it all up but just wondered if it would be...

Hi all

Can children's school lunches be built in to your expenditure? My 5 yr old has school meals & milk which comes to just under £10 per week!