Hello, I had my IVA accepted 3 months ago. I used PayPlan as recomended to me by citizens advice. I have just lost my job and I am claiming job seekers allowance. I informed PayPlan of this and they said I can take a payment break and add the payments I miss to the end of my IVA (up to a certain amo...

I have approx £50,000 in un-secured debt. 2 loans, 4 credit cards , overdraft. I have no job and not claiming unemployment benefit although I am looking for work. I have missed 1 months (soon to be 2) payments. I rent with my wife and the rent payments are covered by her. Any advice gratefully recei...