Andrew, I notice it is an application for G4S. If it is for a security position, this is normal practice. It is simply following the BSI guidlines for security screening. If someone declared ccj's or insovency it does not preclude them from employment. It just has to be declared or raised up to the ...

count me in too, great idea

If I could vote for you Melanie I would. To me you are definatly IP of the year. Hope you win it.

Had to give up the fags to buy the biscuits [;)]

Just an afterthought, I wander if the mercers debt collector would like some "Smartprice" biscuits with his cup of "Smartprice" tea whilst sitting on my "Smartprice" chair whilst I tell him he can't have any money ?

I had a similar letter from barclaycard (like the one sent to Bettyboop). Mine was sent on sept 5th after my iva was approved on august 27th. In the same post I had a letter from mercers (acting for barclaycard) threatening to send a debt collector to my home to collect full payment. I cant even be ...

Well done Carl, great news

Good luck Carl. I've every confidence Melanie's team will do all they can for you as they did for me.

Congratulations Bru, know how you feel mine was approved on Wed. Enjoy a bottle of (cheap)plonk

Thanks for the advice on the smoking LadyH. To avoid any confusion the creditors did not actualy order me to stop smoking. We were spending average £300 pm on cigs (me and girlfriend, knew we would not be allowed £300 on I and E so reduced this to £100. Creditors reduced even further to £60. So now ...

Egg were the ones that kept calling me when setting up IVA saying oh we can help you is better to do a DMP we are a very understanding company etc. Funny thing though was lloyds, as was banking with them owed them a large amount, closed bank account always had payments up to date, BUT never had a si...

Here is how my creditors voted Argos card £1104 voted yes barclaycard(eversheds) £4084 voted yes capial one £265 voted yes bank of scotland £5076 voted yes egg (grant thornton) £6603 voted no first direct £2627 voted yes ge money (eversheds) £1286 voted yes goldfish £2736 did not vote lloyds tsb £13...

Congrats Nottsguy, good luck for the future

Well done Sammy, gives me hope as just started my IVA, good luck for the future.

Well finally got there. Had creditors meeting on 27th August at 1130. Real nail biting day until 1530 when got a call regards some modifications. Mods were kind of expected as creditors wanted me to stop smoking (fair enough as need to for health reasons), and reduce cat food allowance (kitty will b...