Hi all I have just reviewed my credit report, and it appears that from the date i started my IVA 02/06/06 some of the company's have defaulted my account 1 year later which is very unfair. As it will take a further year to have a good credit rating. Does this happen regularly to people, and can it b...

Hi Its Dave here, can i just ask what DMP is and what it involves

cheers
Dave

Hi i had my review with kingsgate on Monday and they went through my income and expenditure. Once they added it all up they seem to be concerned that i was struggling. I explained that it was very tight and i have just came back of the sick with depression. She asked me if i would like to lower the ...

Hi thank you all for your concerns and support.Just replying to your message Melanie my car is excluded from the iva as i needed my car to get to and from work. I am not sure about my house though because when i entered into the iva a lived at home with my parents and now i am a homeowner. Once i go...

HI everyone, can anyone advise what i can do i am currently on the sick at work with Depression the thought of getting up on a morning scares me. I am really unhappy in my job i am a retail manager and the stresses and strains of little petty silly and even pressureful issues i just cannot deal with...

HI all your such an amazing bunch so positive and supportive. Please can you help me regarding my settlement. The start of my iva was 20,000 and i am paying 52p in the £1. I have been in my iva for 2 years and payed 5,800 and i am ready to settle what do you think would be a acceptable offer to my c...

Hi My name is David

I am looking at remorgaging in Nov 08 to get another deal as my fixed rate ends at the end of the year and it goes up another £100 a month. If i remorgaged am i allowed to get extra money from that remorgage and pay of my iva in f+f or not