Hi, thanks again for all replies.....IP not very helpful still...my case has been taken on by my local MP who said he would have assumed my sons money should be protected and is now taking it up with the ministers in the Department and Work and Pensions and national debtline say if you go to court a...

Thank you all for your help.

I'll let you know how I get on.

Just a quick question... Does anyone know how to find out who my IP's Licensing Body is??? Do I just ask them?? Don't like to ask them as, if I ask a question all the lady says is "so your refusing to go ahead with you review" and the guy says I have a 'hidden agenda'. Not very helpful or welcoming!...

Thank you. Hopefully it can be sorted soon. I went to the CAB on Monday who said I had to ring their number to get an apponitment. I have tried every day so far with no luck and today they are closed for building works!!!! I think I'll have to go back there in person and explain! I'll let you know h...

Yes...apparently our name was passed to them from M & S.

Hi, no we're with Kingsgate Insolvency. We were approached by their 'sister' company Churchwood Financial (after being turned down for a loan by Marks & Spencer) who said they could help us with a loan. Told us to stop paying our creditors and pay them over £700 to set up the loan etc...after about ...

I'd just like to add: My IP is convinced that I am just chasing this up because I have received a letter from the IVA Council.... he will not believe that I have just been speaking to friends about our situation and they were the ones who questioned the use of my son DLA... We did recieve a letter f...

Hey, my IP have answered my email!!! They said they saw that I had raised this on this forum and now I can claim additional expence for my son, 'assuming there are any' they say!! Then he says it may have repercussions on the IVA, by either extending the arrangement or asking the creditors to agree ...

Our IP company didn't explain things to us, we were caught at a very bad time. We didn't approach the company we were passed on to them. It's our fault then that we didn't explore all the options but we didn't know what was out there. I have approached the IP company about the fact that my son sees ...

Hi Just to add, someone on another forum has quoted me the Social Security Administration Act 1992 clause 187.....I don't know if this means anything???

Hi thank you for your reply. None of my sons DLA was offset against the income and I have spent the last year telling him he would have to wait and see if we had any money left at the end of the month to get the things he needed!

Hi, I don't know if anyone can help but my husband and I have been in an IVA for the past year now and someone has said to me that we were possibly mis-sold it because my sons disability living allowance should not have been taken into account as our income as the money is actually his money. Our IV...