Definitely lily. My brain is one great big muddle at the minute. Nearly there with xmas though now, slowly calming down and apart from that younger daughter of mines pressie mostly sorted. Trouble is she had what she really wanted for her 21st and now I dont know what to get her. The one simple nice...

Thanks dm I have had my bloods done and knew before something wasnt right. You can tell cant you. Its difficult for others to understand how bad you can feel when levels go up the shoot. I have had my thyroxine increased even though I am on a high dose already, and it is now kicking in I think, as y...

Hi chalkie.
I just wanted to say welcome to the forum and keep posting with any questions you might have.

Ang

Oh dear Jan so sorry to see this. I was hoping it would all be over for you now. Its terrible to get all ready for it and then to be cancelled.
Still enjoy your food for today and hopefully all will go smoothly for your admission on the 24th.Look forward to a great new year.

Ang xx

Thanks for all the kind messages, they are so appreciated. We are all fine, just been up to my ears in it a bit. Steve slid down the drive on his back and damaged his shoulder. They think he probably dislocated and it went back in, but he is well on the mend, and hopefully back to work on monday. My...

Hi russell lily is right. Dont worry yourself speak to your ip and sort something out. I am sure you feel better after. Worrying like that will do you no good.

Ang xx

Well done Pixie that is fantastic. I am so pleased for you. Look forward to a fantastic debt free new year.

Ang xxxx

Hi lilymac and welcome from me also.
The forum is a wealth of info and support, keep posting.

Ang

Hi Breakdown.
It is I think better to tell them when you get it and pay the required amount then, than to wait till review and have to pay it when you might not have it.
At least the bit you keep is yours and not going to the bills as ours always did pre iva.

Ang x

Hi there and welcome to the forum from me. As Melanie says have a chat with an insolvency practioner and find out what the best solution for you is. You will feel better and initial advice wont cost anything. Melanie comes well recommended and her details are on the experts page or you can look at i...

Well done skippy.

It doesnt seem that long, I remember you going.
Well done and heres to the next eighteen going as quickly.

Ang xx

Thats good news lulu.
Its nice to get the report and see all is well ours was similar in the first year and the second is going in the post this week so hopefully I will have one saying the same.

Wel done.

Ang xx

Oh dear mtl. That is so awful and at this time of year. Its becoming so bad you are scared to use your card anywhere lately in case it gets cloned or something. I wish I could say something to make you feel better. I hope the fraud squad sort it sooner rather than later and your money comes back soo...

Hi stevie.
I worried about similar as I had a sofa on buy now pay three months later and hadnt actually made a payment, but it was include and there was no problem.

Ang xx

Hi bryn I can only say I have no regrets about doing an iva. The iva has given us the chance to live within our means and pay back as much as we can. Pre iva we had been struggling for years, most of our debt built up just giving the four kids a reasonable standard of living whilst growing up. So li...