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by aguise
Tue Apr 21, 2009 12:48 pm
Forum: friends corner
Topic: I am going into a coma until 2010 I think.
Replies: 67
Views: 5310

Hi All I have just had a phonecall from lily. Lily has found cole at a pet hospital. I have no details, dreadfully he has been run over. The vet had just arrived to speak to her therefore hopefully she will be able to let you all know how he is. Fingers crossed it isnt too bad. Poor hun Lily is havi...
by aguise
Sat Mar 21, 2009 7:11 pm
Forum: friends corner
Topic: Viki - our special forum bump
Replies: 31
Views: 3772

Glad all is going well vicki.
Time will fly, as said over half way now.

Ang xx
by aguise
Tue Feb 17, 2009 8:06 pm
Forum: Ask IVA Forum and Industry experts
Topic: stupidest question ever ?
Replies: 24
Views: 3705

Hi George If you are paid up till March then, as Jan says, I doubt you will hear anything until the payments are missed. We were a month in front and didnt hear until they had not received their payment. Dont worry do as Jan says be polite and give them any details like your ref no or refer them to ...
by aguise
Tue Feb 17, 2009 2:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: stupidest question ever ?
Replies: 24
Views: 3705

I bet they are. I must admit we were really lucky we heard no more after the deluge we got from the aa finacial services, and that was while waiting for the meeting after the meeting we had none.

Ang xx
by aguise
Tue Feb 17, 2009 2:06 pm
Forum: Ask IVA Forum and Industry experts
Topic: stupidest question ever ?
Replies: 24
Views: 3705

Sorry fergie misread that post. Reading too quickly. As hubby would say to me spell red backwards.

Ang xxxx
by aguise
Tue Feb 17, 2009 1:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: Five months down!!!
Replies: 16
Views: 2550

We are almost half way now kool and still feel the same as you, the weight is still lifted and we are so much less stressed.

All the very best I hope all continues the same to the end.

Ang
by aguise
Tue Feb 17, 2009 1:47 pm
Forum: Ask IVA Forum and Industry experts
Topic: Accepted
Replies: 16
Views: 2530

Brilliant news. Well done.

All the very best now have a relaxing day .

Ang
by aguise
Tue Feb 17, 2009 1:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: stupidest question ever ?
Replies: 24
Views: 3705

Hi Fergie
The simplest way I look at it is you have more going money going out than coming in. This creates your financial problems as such. Unable to meet your obligations of to your debt.

Ang xx
by aguise
Mon Feb 09, 2009 12:30 pm
Forum: Ask IVA Forum and Industry experts
Topic: The waiting game
Replies: 39
Views: 4142

All the very best for today John.


Ang

Ang
by aguise
Mon Feb 09, 2009 9:28 am
Forum: mortgages
Topic: Friend in Need
Replies: 15
Views: 3372

Dave
Great to see you back. I am still around, reading more rather than posting.
I still see Lily and we often remember meeting you many moons ago in brum.

I hope your friend gets sorted with a solution soon and dont stay away too long.

all the best

Ang xxx
by aguise
Fri Feb 06, 2009 11:13 am
Forum: Ask IVA Forum and Industry experts
Topic: MELANIE
Replies: 11
Views: 2062

Ahh Fergie you are lovely and I am so glad to see your posts turn into such happy and positive ones. Melanie is a great Ip and a lovely person too and deserves your praise as do her team as well.

Keep on babe no 3 payment will soon be no 4 and so on and then freedom from your debt.

Ang xxx
by aguise
Fri Feb 06, 2009 11:08 am
Forum: Ask IVA Forum and Industry experts
Topic: Thinkbanking
Replies: 0
Views: 1448

Just to let anybody who might be interested, that thinkbanking now has its online service. Something which has been missing from the account.

Ang x
by aguise
Fri Feb 06, 2009 7:35 am
Forum: Ask IVA Forum and Industry experts
Topic: Creditors Meeting Date.
Replies: 35
Views: 4652

All the best for the 18th brickwall. You will be fine.

Ang
by aguise
Fri Feb 06, 2009 7:30 am
Forum: Ask IVA Forum and Industry experts
Topic: Creditors Meeting
Replies: 3
Views: 1525

Hi Gaz and welcome Your Ip will send your proposal off to the creditors for them to make their decision as to accept or decline. They will then send their vote in before the meeting. These meetings are very rarely if ever attended by creditors,it is done by post or fax. You will need 75% of the cred...
by aguise
Fri Jan 30, 2009 9:13 am
Forum: Ask IVA Forum and Industry experts
Topic: Hello,I'm seriously considering an IVA.
Replies: 4
Views: 1578

Hi Jerome 74 and welcome to the forum As Melanie suggested, iva.com is a good place to look as you will get reviews on alll the ip's and their companies. The Ip's posting on this site are also a good place to start. Initial advice should cost nothing so ring a couple and see who you feel comfortable...
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