it turned out that the lameness he suffered last March was the start of the arthritis. He is well enough now to graze quietly in the field and enjoy a leisurely life, thanks to my very loyal vet and my insurance company. We have given him the best of the best as treatment goes so fingers crossed he ...

thanks everyone for your answers. I will be sure to let you know what we have. Does anyone remeber my horse Major? he was under threat from creditors for a while, well, he's now been officiially declared useless! sad as it sounds it has saved him from the meat man! he is suffering severe arthritis i...

Hi everyone, its been awhile since i last logged in. I am now 1 year into my Trust Deed and I am also 41/2 months pregnant with my first!!! Things are looking good, my boyfriend bought us a new house in the country, we now have a beautiful black & white Cocker Spaniel called Mackie and a Yellow lab ...

Thanks freelili, i will answer when they call, if i get a human (and if they dont hang up) i'll put that to them. they keep leaving recorded messages on my home phone too, its kinda stressing my bf cause he's panicked enough over the whole trust deed thing as it is!

Thanks Melanie
As far as my P is concerned my trust deed is now protected. None of the other creditors contact me. its just getting a bit frustrating as they are calling at very unsociable hours and not even speaking

Hi, has anyone had any dealings with these people? I have a Trust Deed and it seems that RBS have passed debt to these people. I kept getting letters so i passed them to my IP who in turn contacted these people. now they are calling me. day and night. and the worst part is, if you answer,8 times out...

i was wondering, i am at college now for 2 years, when i complete my course i should hopefully have a HNC in Business Accounting and Management (providing i pass!!) by the time i finish, give or take a few months, i'll have finished my Trust Deed. Is there anything stopping me doing my partner's bus...

I just signed my agreement and im waiting for the answer from my creditors, one of which were Northern Rock and they have over 50% of my debt, my IP said that they do tend to reject IVA/Trust Deeds but its the luck of the draw as to who makes the decision, very much like who you get on the phone. i ...

Major is fine now, a visit from the farrier and hes good as new again

heres to new beginnings

<<<<CHEERS!>>>>>>

Guys i am officially all signed up and on my way to being debt free!!!!

also started college this week to so by the time my IVA has finished, i will have a HNC and a fresh start

we are back to the shaved legs again!! poor maj will start getting a complex!!! i dont think i have ever seen his legs fully hairy in 10 years!!!

I suppose i could look at it like this, at least if the creditors decide to take him after all, he wont be any good to them! i suppose his lameness is his secret saviour!

poor soul, he's getting the vet and farrier this week to try and sort it out, thank the good lord for pet insurance!!!!

he got over the last lameness, now he's lame again in his foot this time

After all said yesterday he's b***** lame!!!
Sods law!
He's been capering too much and jarred his left knee, its a bit swollen and hot so out came the cold clay . .again!!!!