Great news my dear, mine was approved this week really such a relief!

Good luck for the future xxx

Morning everyone, just got my phone call, my IVA has been accepted, they wanted £18 a month more, which I am prepared to sacrifice to have my IVA accepted, worth it just for the peace of mind! Wot a relief. Also thankyou to everyone on this site, it has been a lifesaver, just in knowing you are not ...

Thanks everyone all a great help just 19 days til meeting everything x'd, good luck to all others waiting too xxx

Hello rb,

thanks for that soooo as Barclays are 69% if they didn't vote but the other 31% said yes would the iva go ahead?

MrsO x

Hiya Anxious1,

OOOO your meeting is the day before mine, please keep us updated xx

Thanks Kallis3,

What does it mean if they don't vote? Is it just assumed they agree to it?

MrsO x

Hi rb, Thankyou, I too am exactly the same just missed my first payments as have always paid the by borrowing off peter to pay paul, I am worried about the calls too but I have been told not to make any token payments now. I have 10 creditors. The only people so far who have got a bit funny are EGG ...

hi Rockstarloz, I have just r'cd notice today that my creditors meeting is to be held on 15th July, I too am a nervous wreck, Barclays make up 69% of my vote, I also owe to Egg and a few others! Does anyone know what Barclays are like my IP says my offer of 37p and can't see a problem with it but yo...

Hello,
First of all I sent mine 1st class then Egg denied having r'cd them, so I resent them all recorded delivery then there is no way then can deny having r'cd them!! x

HI swansgirl, you would think in the current climate they would want to keep as many customers as possible!! I'm sure if you complain they would do a deal to keep you x

hello, nope not patronising at all, i promise, yes it is an IVA i'm going for. Got myself into £50 grand worth of debt after losing a baby at 3 days old, divorce and selling the home we had. I have done the usual run up c/c then got a loan to pay them off and run them straight back up again and just...

Hello everyone, I just wanted to say thankyou to all the people on this forum, most mornings I wake totally fed up and I come on here and it is a lifesaver, I don't post much but just reading all you folks on here is abig help and support. Sent in my proposal signed yesterday, had to send in 2 updat...

hello quark2008,

That made me smile at least!! x

Hello Anxious1, I just wanted you to know I am in exactly the same boat, I can't think of anything else, hardly sleeping and I am so scared my IVA will not be accepted because I have literally been so stupid with money and sometimes feel that I deserve it not to be accepted! I have r'cd my proposal ...

Hi Anxious, Just wanted you to know I have just started this process and I have been so stupid with money and I do not even have a house to show for mine. I too am really worried that they do not accept my IVA, I was actually sick yesterday with worry. I have not posted much on here but when I have ...