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by francis.o
Mon Jun 16, 2008 2:35 pm
Forum: postings for june
Topic: Spectrum
Replies: 3
Views: 1448

has anyone used Spectrum to do their IVA? any comments
by francis.o
Mon Jun 16, 2008 2:34 pm
Forum: postings for june
Topic: what happens if all the creditors dont agree
Replies: 7
Views: 1359

thanks everyone for your help and info which is greatly appreciated. i wish i had found this site earlier!
by francis.o
Mon Jun 16, 2008 1:40 pm
Forum: postings for june
Topic: what happens if all the creditors dont agree
Replies: 7
Views: 1359

Might be a silly question but what happens if none of them want to agree to the IVA? Has this type of thing happened before where they have refused?
by francis.o
Mon Jun 16, 2008 1:13 pm
Forum: postings for june
Topic: what happens if all the creditors dont agree
Replies: 7
Views: 1359

Hi. i have about 20K unsecured debt and its getting harder and harder to pay. i try and pay something each month but the letters and calls keep coming no matter how much i explain that i am doing the best i can. i am seriously thinking of going the IVA route because my nerves cant take much more. i ...
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