Hi im having a job coping with life in an iva ive been in it for 20 months and im really feeling ill with stress me and my husband are working our socks off to pay iva 180 a month our mortgage is due to go up by 120 in sept and im wondering if bankrupcy is the option. I have no assets my house is in...

Hi my husband was a taxi driver when we entered into the iva we went through debt free direct who were really good they looked at our income expenditure and included the HP in expenditure what was left was then paid to the iva. we even had a clause saying if the cab needed renewed in 2 or 3 years we...

sorry I hadnt put much of an explaination on my first post I just know how daunting it was when I was waiting for my IVA to be approved 18months ago. I was at the time wondering what the creditors I owed money to were like so I hope the info comes in useful kind regards:)

Hi Im in the 2nd year of my IVA everythings fine apart from being continuously skint lol!! Its just the credit crunch has got me a bit unsettled when my IVA was approaved it was for me to pay the 60 payment of x amount and in the 5th year remortgage and introduce another £5000 if I have any equity b...

IVA AGREED

BARCLAYCARD DIDNT VOTE
CITICARD VOTED FOR
GE CAPITAL VOTED AGAINST
LITTLEWOODS DIDINT VOTE
SHOP DIRECT DIDNT VOTE
HALIFAX VOTED FOR
FIRSTDIRECT VOTED FOR