Hi I hope you are not with Debt Free Direct! We are in the process of failing our IVA because we had an IVA at £478 a month and that was based on a two year old expenditure form. In the last two years our Council Tax tripled, our energy bills doubled and my bus tickets doubled plus our food bill do...

Im currently 18 months into an IVA of £200 per month. With all the increases recently in food, fuel and petrol my monthly outgoings have increased by £100. Is there any way of lowering my monthly IVA payments, before I get into trouble again?