Hi

I am looking to go through the mortgage process very soon and have been in touch with Ryan, in fact I'll be speaking with him again tomorrow, Ryan has been more than helpful and I'm feeling very positive for the future.

I will post once the mortgage is in place.

Trina

Hi,

mine was removed less than a week after receiving my certificate. [:)]

Hi Denise I can totally relate to how you are feeling right now, I too had no one to talk to as my parents are so old school and would not have supported me, I also went to the doctors and she was fantastic and helped me so much in making me realise that I wasn't the failure I thought I was. I was c...

Thanks all for the messages, this forum has kept me sane over the last five years, although I don't post often I read it on a daily basis and will continue to do so. I feel like I know so many people on here through reading every day, if that makes sense. I won't bore you all with the details but fo...

Following on from my post last week to say we had recieved our certificates, I have just looked at the register and wham bam it's gone, cant quite believe it, had to check three times. Now I am a blubbering wreck as for me it was being on the register that was the worst part. Looks like another two ...

Just wanted to share, We recieved our completion certificates yesterday. We did a F&F in November, I might add the very end of November and it's here. A big thank you to Mel and especially Laura who was always there to help us along our journey. I am so happy we are now debt free and able to start a...

Lesley,

That's brilliant news I'm so pleased for you, I know you've had some tough times during your journey.

I finished mine in November and as I'm with the same firm as you lets hope mine will drop through my letterbox soon!!

Well done xx

Hi, It's a YES!!! I really can't beleive it, I'm crying like a baby. I had convinced myself that it would be rejected. I can't thank Mel enough and her team, especially Laura, she has had to put up with lots of emails from me over the last four years. Our journey has been a tough one and I'm so look...

Morning All,

Not long to go now, please keep your fingers and toes crossed for me.

Hardly slept last night been up since 4.30, and have a long day ahead in work.

I will update you all later

Trina xx

Thank you for your replys, its very much appreciated. We shall keep our fingers crossed.

Only 21 more sleepless nights to go!!

Trina xx

Hi all, just thought I would ask everybody's opinion on a recent f&f offer. Husband and I started a six year IVA in Aug 08, no house but had Northern Rock. Paid £443 for the first three years then had to have payments reduced to £377 in year four. we have offered £4000 as a full and final and our di...

This is great news, I'm so pleased for you. Your an inspiration to many Lesley and It's about time you received positive news.

Congratulations x

Mel,

I echo what Lesley has said really, I would prefer a shorter timescale, last year I sent the required documents in as requested a month before my anniversary date, then two months wait for the results.

I am a born worrier, and I was worried sick for the whole time.

Trina

Thinking of you, I really hope you receive positive news later x

Many thanks Lesley for your help, looking forward to some ideas to help him.

Trina x