Hi Cashless, I know it may be too late for this but have you looked into relationship counselling? I've been staying with a friend for a few weeks and am looking for a place to rent of my own as I reached the point where I couldn't put up with my husband being useless, not bringing any money in and ...

My IVA proposal has just been accepted, even though the only people who voted were a debt collection company who'd taken over a store card debt of £250! Most of the others had voted for a previous proposal though (didn't go through because Student Loan Company said no[:(!]), so they shouldn't have t...

Thanks for all of your responses. My IVA meeting is due next friday (student loan included, so I'm expecting a no), but I now have the added problem of being signed off work with depression. I'm not sure if I'll be able to return to my job, and may have to take a lower paid position which would mean...

I'm already paying about £100 a month towards my student loan, so this would then go towards my monthly payment if it was included. It would require my employer to be involved to some extent, as they take the student loan payments out of my salary to pass on at the end of the year. This doesn't both...

I am just in the process of applying for an IVA. I initially forgot to mention my student loan when giving details of my debts because I never really class it as a debt, as so many other places ignore it. However, I spoke to my person who will be drawing up my proposal today, and she said I will nee...