my thanks go out to andy davie and sally berry for such a quick response to my posting, i have sent an email to my ip asking if it would be possible for a payment break due to my operation so hear hopes it will be ok i will keep the forum posted on my progress, and finally to all the people out ther...

hi, my wife and are in an iva at present and its coming up to our first year, my question is about sep i am going into hospital for an operation on my hand and i will be off work for 3 months with only stat sick pay in an iva is their any help when this happens. regards