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by Smiler
Sat Mar 03, 2012 5:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: I just wanted to say thank you to the people who run this forum
Replies: 7
Views: 2108

I just wanted to say thank you to the people who run this forum. Reading the posts here have helped me a great deal during my IVA. I am delighted to say that my IVA has now successfully completed! But just when you think its all over..... I am having difficulty with HSBC getting them to correct two ...
by Smiler
Wed Jan 27, 2010 10:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: very grateful if someone could tell me where I stand
Replies: 6
Views: 1538

Hi It says 3)In the 4th year of the arrangement an open market valuation of the property must be provided to the supervisor together with a mortgage redemption figure. The debtor must obtain a minimum of two offers of re-mortgage which address the debtors share of the equity therein and provide whic...
by Smiler
Tue Jan 26, 2010 8:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: very grateful if someone could tell me where I stand
Replies: 6
Views: 1538

Hi I am just coming up to my forth anniversary and have made every payment on time in line with my schedule (£450 per month) I have also had a tax rebate of £5000 paid into the IVA which means that we have exceeded the original agreement but still leaves a balance against the total debts at the star...
by Smiler
Sun Jun 22, 2008 7:09 am
Forum: postings for june
Topic: 18 months to go ,required to remortgage my house
Replies: 5
Views: 1326

Hi I have 18 months to go before I am required to remortgage my house under the terms of my IVA. I am guessing that my current mortgage will represent about 85%LTV at this time. If this is the case what is the likely outcome as i would expect that I would not be able to get a mortgage with a LTV abo...
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