Good advice given. I would have been quite happy to continue with my DMP if the creditors could have just frozen the interest, but I paid it for two years (hence paid nothing of what i owed them off, just increased what I owe them) so i'm trying for IVA. I personally wish i'd have done IVA from the ...

Thanks for the prompt reply Philip. I just wasn't sure how much contact my IP or creditors was likely to have with my letting agency and employers. Thanks again

Hi guys, just at initial stage of setting an IVA up. I've been asked to send to my IP a copy of my tenancy agreement (amoung other things). While this is not a problem, I was wondering if I should let my letting agency know of my possible IVA. Would my IP or creditors have much contact with my letti...

Hi John. I've had some experience of DMP as have been on one for 2 years, but i'm happy to be corrected if I give the wrong info. It's actually because some of my creditors refused to cease the interest that i'm trying to get an IVA. As I said it's been two years since I started my DMP and neither L...

Thanks for the replies. That's helped already really.

Hi everyone. Just joined and wanted to say what a relief it is just to be in the company of people in similar situations. I'm just trying to get an IVA off the ground and naturally want the application to look as proffessional as possible. I'm a little worried about the debt narrative that my practi...