I should also mention that i am currently living with my parents at an expense of £260 pcm rent. They are selling up and moving so i need to rent a place to live next month, which will cost at least £400 pcm not includiing council tax and utility bills. I am aware that its very difficult to rent wit...

Hi, i am into an IVA, (3 years) (debts around £40,000) but didnt make payments for a year as i had a lot of personal problems, and kind of lost the plot for a while. As a result, a year was added onto my iva. My net income is £1000 and my current payments are £478, which seems a bit high. I am reall...