<t>My Husband and I were in an IVA from 2008 until a cert of due completion was issued September 2011. This was following an early completion , acceptance of a lump sum offer made by taking an increase on our mortgage.<br/> <br/> The Due completion states that creditors accept a lump sum and 3 furth...

We had a fixed sum loan agreement with Ashburn for a subscription (membership to sport club) However having entered into an IVA this loan was listed as one of the creditors(they were the only creditor that voted against the IVA). Even though the IVA went through in April , this compoany will not sto...