Hi All, I'm 57 months into my IVA so the end is most definitely in sight. I have a random question I’m hoping someone can answer please? Today, out of the blue I received a letter from my Insolvency Practitioner which said please find enclosed a copy of the variation meeting pack, sent to creditors,...

My finances are in a mess. I owe approx 50k to around 7 different creditors (credit card companies and a car finance company), none of these are currently secured against my home. I have approx 25k equity in my home and I earn around 36k a year. How would the experts reccomend I address the self inf...