Thanks relieved33. Our IVA has taken over 6 years to complete so hoping that as soon as the CRA's get notification that we are completed that it should drop straight off our files. We have been advised to send them a copy of our completion certificates to speed things up a bit.

MrsR - Final payment was made in February. Completion Certificate received yesterday and upon checking the register today we have both been removed already. Can't get any better than that! Thought it was going to take much longer. Just got to get the IVA removed from the credit files now

Thank you for all your kind messages. The support on this forum has been incredible over the last 6 years.

Congratulations Mrs R on your F&F. I'm sure it won't take long for the closures team at creditfix to work their magic for you

If it's any help, we've only just received our completion certificates and I've been on to check the insolvency register today and we've both been removed (despite it saying on the website that you stay on for 3 months. So you can't get much quicker than that. Just the CRA's to tackle now!

Just wanted to come on here and share some fantastic news with you all. After 6 1/2 very long years we have finally completed our IVA and received our certificates in super quick time from Creditfix. It's been one hell of a journey and the relief that it is finally over is indescribable. We were wit...

Not posted on her for a while but like many on here have received confirmation that we have been transferred to Creditfix from PJG. Being in the final stages of our IVA we were absolutely devastated to receive the news that we wouldn't be seeing our IVA through with Melanie and her team. Our IVA jou...

Thanks for your reply Melanie, I appreciate your advice.

I am looking for some advice regarding payrises whilst in an iva. I have been offered a promotion at work which is great news, however, the impact the new job will have on my family will be huge due to me working longer hours etc. I am worried that all of the extra income would need to be handed ove...

This has also happened to us twice, both times with Barclaycard. On both occasions the fraudster used our card number to top up their mobile phone with vodafone. Someone from Barclaycard fraud department suggested that our details may have been passed on following making a purchase on the Carphone W...

I've just finished watching series 1, it's fantastic, so funny! Can't wait to watch series 2 now, does anyone know if repeats are showing on sky??

Hi Lis, I know it's your big day today!! I just wanted to wish you loads of luck and hope that you get a positive result this afternoon. I'll be thinking about you at 1.45!! Try not to worry, I'm sure everything will work out fine. Don't forget to post on the forum as soon as you have any news. Jo x

Me too!!!

We are going to try our best to be at the FF in Birmingham. Just waiting to confirm that we can get a babysitter then we will see if there are any rooms left.

It will be lovely to meet you all in person!

Jo x

I've just put myself back onto the map, albeit I've moved into my local library[:D]!! (was a bit paranoid when I put my real postcode in and the map zoomed straight in to my road.

Jo x

Thanks everybody for your support last night. All in all it was a pretty emotional day!! It's amazing what a difference a good nights sleep can do for you. I have woken up this morning feeling so much more positive about everything and ready to face the world again! Wouldn't have got through it all...