Mines going on the week i have for mine and my gf's birthday!! Our b'days are 2 days apart and 2 weeks before xmas!!!

i was reading about this 30% loan thing and looks like its for 1st time buyers buying a newly built house... When i saw it i was interested and wanted more info and if it was to my liking (which its not from the sound of it) i would of looked at mortgaging and looking at including the debt and getti...

yay i had a blonde moment and clicked on it!! lol

it was disgusting to see bonus' that was 2 or 3 times their annual salary when they are losing our money we save.... RBS made losses of 691mil! brilliant coz their last profits was nearly 10bn!!

Thats so bad... I can feel your pain... Ive just had to change my number as Capital One keep calling me and i thought 5 times a day was bad!! Im on my week off from work and they hassle me... I ask for it to be removed and they want to take me thru security and im like errr.. hello you called me im ...

RBS recently sold their share of the tesco finance arm to Tesco so i really dont know if RBS would have any rights to get at your money! Have you got online banking!? I use my banks online flex saver its great and only way to get the money is transfer it to my current account online!!

Normally insurers have to keep the claim open for 6 months.... But within reason can be longer I hate people like them there are the ones bumping up everyones premiums!! Just hope it all goes well for you and fight it every way!!

Its nasty when things like that happen!! I once heard of a claim where someone was reversing back down the main road and someone reversing out of a side road into the same road (i know thats not allowed) but the other party who was reversing down the main road manged to claim against the person reve...

With HSBC closing accounts do you reckon you could get away with having money transferred out to another account (now having faster payments reaching you within 2 hours) to which you IVA payment comes out of so they dont pick up on the DD for your IVA?? then just risk them finding out by the insolve...

Sounds nice... I know this may sound stupid but could we keep a thread going and share ideas around!?! I have a few i can share!!

isnt that like 75% a year!? same with the 182%
Its all crazy!! Pre paid cards all the way!!

Yeah im looking at the poss of buying in like 5-6 years so when i can get into an iva on terms suitable for me i will do it!! It makes me sick people pick on the ones struggling with credit!! I had a letter from provident wanting to give me a cash loan of £500 with interest of 75% and then said min ...

Also they want people to "repair" their credit rating!! But who would want credit after their IVA!?

Another little funny for you!!! I had a customer complaint the other day for a major supermarket. When a product is unavailable we we send the next best thing. The woman who rang in to complain had ordered a batch of strawberry jelly, and we did not have that in stock. When the products arrived at h...

sorry to hear that skippy.... Good result for UTD!! As im on the XL package with Virgin im lucky enough to get it free!!