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by flow13
Thu Jun 05, 2014 11:44 am
Forum: a success story
Topic: Mortgage success after IVA
Replies: 14
Views: 22968

That's brilliant news.
by flow13
Fri Dec 28, 2012 11:14 am
Forum: Ask IVA Forum and Industry experts
Topic: Hi i'm new on this forum, do you have any tips to get through the dark times ?
Replies: 21
Views: 3152

Well done for getting so far. The next couple of years will fly by (honestly). I know at the time it feels like there is no end to it, but there is. xx
by flow13
Fri Sep 07, 2012 3:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditors - Please help
Replies: 7
Views: 1785

Hi Niobe we are definately doing that.

We paid for 5 and half years, and was so pleased when it was over, and yet there always seems to be something!x
by flow13
Fri Sep 07, 2012 3:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditors - Please help
Replies: 7
Views: 1785

Artemis - DFD state that all money paid onto the iva has now been claimed. We have explained this to BH, but they say we still owe it.
I am a bit concerned they will expect us to pay, even though we have already!
by flow13
Fri Sep 07, 2012 3:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditors - Please help
Replies: 7
Views: 1785

We have called DFD. They said that their records show all our money has been distributed and all creditors paid. They have advised us to email the completion certificate to Black Horse. So, we have called Black Horse to get the email address, but they don't accept emails. DFD told hubby that once BH...
by flow13
Fri Sep 07, 2012 3:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditors - Please help
Replies: 7
Views: 1785

Hi all. We completed our IVA 12 months ago, and have our completion certificate. My hubby is now looking for a new car - however this will need to be done through finance. We went to xomone who deals with people with a bad credit history. They were really good. We were honest about the IVA, and then...
by flow13
Fri Aug 24, 2012 8:54 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA paid, whoop whoop
Replies: 22
Views: 3257

Congratulations. It is such a wonderful feeling.

I remember we called DFD the day it had been paid, to confirm. As we couldn't wait to cancel the Standing Order. x
by flow13
Tue Jul 24, 2012 10:21 am
Forum: a success story
Topic: One year on...
Replies: 8
Views: 2107

Hi all, I thought i would post. It has been nearly 12 months since we made our final iva payment, and I have to say it has been a good year. We have been able to have a good holiday with my stepchildren to Disneyland Paris. Christmas was more relaxed as we weren't scrimping. And we are preparing to ...
by flow13
Fri Apr 13, 2012 10:05 am
Forum: a success story
Topic: 6 months after our final payment...
Replies: 14
Views: 9880

Unfortunatley we didn't have much choice as I have to have a car for work. My new car broke down 2 weeks ago - AA towed me to a garage who did the diagnostics. It needed a new fuel pump. The car was under warranty and the company we are with paid out for it. They have been good with us and I can't c...
by flow13
Mon Mar 26, 2012 1:23 pm
Forum: a success story
Topic: 6 months after our final payment...
Replies: 14
Views: 9880

Sprry I haven't replied to this before.

The place was called Fowlers finance. x
by flow13
Mon Mar 26, 2012 1:21 pm
Forum: a success story
Topic: Success!!!
Replies: 17
Views: 3273

Congratulations. x
by flow13
Fri Feb 17, 2012 3:52 pm
Forum: a success story
Topic: 6 months after our final payment...
Replies: 14
Views: 9880

Well, we completed our IVA in August, and I just wanted to share how everything is going.... We had a celebratory holiday in October with my 3 stepchildren to EuroDisney. It was the most wonderful holiday I have ever had, and because we purchased annual tickets we are going back for Whitsun. We made...
by flow13
Mon Feb 13, 2012 2:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: DFD Completion
Replies: 17
Views: 2690

I completed with DFD in August last year and I received my certificate exactly 3 months after the completion date - I was told this would happen. x
by flow13
Thu Dec 15, 2011 1:50 pm
Forum: a success story
Topic: IVA Complete - Totally Official!
Replies: 28
Views: 6722

Congratulations. x
by flow13
Thu Dec 15, 2011 1:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can my husband and I pool all of our debt into a joint IVA ?
Replies: 6
Views: 3297

Me and my husband completed our ;interlocking' iva in August with no issues at all. x
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