What happens if you fall pregnant with the IVA time period? I am 27 years old and although I am not planning to have children at the moment 5 years is long time and I cant put my life on hold to have my first child until I am 32 years old.Would my payments be reduced and then the term extended or is...

I am currently applying for an IVA. I owe £33,000 of unsecured debts. My father passed away two years ago and had a small business. The company is a limited company and no money is paid out to me from the company although my name is on the business account with abbey national (who are also one of my...