Had my variation meeting this morning and my f/f was accepted hasn't sunk in that its almost over yet. I would just like to thank everyone on the forum from the experts to the everyday posters as I don't think I would have made it without your advice and the information I have taken in over hundreds...

Spoke to payplan this afternoon and they have assured me that BR will not be an issue in the event of my f&f being rejected due to the fact I have enough surplus to cover my monthly payments . The clause apparently is intended for people who have very little or nothing to offer in the event of rejec...

Havent seen them for ages just wondering if anyone keeps them my grandparents used to have one in the corner of the living room caged with the mandatory cuttlefish /mirror/ladder and bell
[8D]

Circular arrived today but this paragraph concerns me a bit "Should this meeting be rejected by creditors the supervisor will withdraw from this arrangement declare the arrangement failed AND petition for debtors bankruptcy. So does this mean if my f&f is rejected I cant carry on making my regular p...

Quick update had all the paperwork sent to payplan by mid feb but its been very slow going since I was supposed to have my circular forwarded to me a month ago but despite several conversations with assurances that it would be with me soon I've had nothing . The cynic in me is saying that they are t...

There no equity issues as we have a 72 month iva

As for my mate he is a top bloke and tbh it is typical of him.
The news is only 3 hours old still hasnt sunk in

To cut a long story short I've been offered the chance to possibly be in a situation to do an f&f A good friend of mine (was my best man)has decided to retire and sell his buisness for which he is recieving a very large sum of money. He knows our situation and has offered to give us the cash to fini...

many thanks for he sound advice and in particular the very kind offer from taliesin . the symptoms that my pc suffered before its death included a blue screen and it would just reboot itself over and over again . i was advised to press f8 and try to start in safe mode and if not that debug mode . de...

the title says it all i had to borrow my parents old one which is incredibly slow and seems on the brink too. are you allowed to purchase a replacement one during an iva or is it considered a luxury. i wouldn't clasify it as essential but they are really handy for work /school home work and best of ...

thanks for the kind replies im just one of lifes people who worry too much update on things is on the basis i cant (in my own mind go br ) ive got a member of my family to make up the shortfall in my payments till november its still a bit of a rocky path but at least my heads still above water thank...

must admit im trying to halt a 140 pm increase in my iva . if the creditors dont agree to this payplan are going to petition for my BR cant get this out of my mind haven't signed nothing yet but arears stacking up . theres no way my family will lose there home because of me . i getting desperate for...

interest has been frozen since late last year

Hi Fuzzy - I hope things go well for you. I'm surprised your IP is calling a creditors meeting to not increase payments, in my experience an I&E backed up by evidence to prove expenditure is normally enough to agree payments. Was the uplift written into your iva? x it was agreed in my first meeting...

my payments were due to increase earlier this year but due to rising costs and expenditure i am unable to make the requested increase . my ip is about to arrange a second creditors meeting and reading through the paperwork if my creditors reject the proposals i will be petitioned for bankruptsy . th...

tried the latter but they said an estimate wouldn't do may have to give a few more estate agents ago and tell a lie or two.