hi what is iva? do i have to pay for it whatever it is? kind regards

Hi ive got another question to ask! I owed bt over £117 and couldnt afford to pay it as i dont have it, ive got 3 credit cards on the go and in debt up to my ears! ive received a letter from CCS saying if i dont pay it will result in court action! please help?

Hi i was wondering if someone can help me? i owed scottish gas £32 and couldnt pay it cause i havnt got it im a single mum on income support, ive now received a letter from moorcroft debt recovery saying its now been passed over to them and they require immediate payment they are saying they will re...

Hi i owe scottish gas £35 i havnt paid it as i havnt got it, ive received a letter from moorcroft debt recovery limited saying its a notice of intended litigation they also said if i dont pay i'll have to pay £150 charges where do i stand with this issue please?