HI,there
I have started and IVA December 2007 and have managed to completed in 2009,also received a completion certificate in 2010.But I believe that your name still on it for 6 years.I just wondering if I have lump sum of money coming now do I have to pay all creditor again or not.thank you

Hi You not alone,I've exactly the same.I've F&F last May.but the certificate only came Jan 19 10.Because I've finished so early only 18 month in iva,most of my credit report came with default,only a couple is current is clear.Thank you for post the quetion because I want to know it as well,when my s...

thank you so much for given any of information,I will wait another 3 years till my credit rating is better.
thank you everyone that replied.

Hi,
I've finished an iva abount months ago,(f&f been accepted it,still got 3 years left in iva).I just wonder can u get the mortgate if you show them you completion certificate.
thanks

Yes we did an offer 15000 pounds.thanks

Hi,everyone Just want to let you know about my f&f offer it had been accepted it since last month (made an offer in april finished in june)sorry a bid delay to let everyone know.I feel like my life can move on now.I would like to say this experience with iva it was a big help in our life to get our ...

I've paid around 576 a month.thanks

Hi I've been an iva for 15 months my original agreement is 36000 and I've paid so far around 8640 pounds.The member of the family want to help us to get out of this situation they are willing to lend the money to pay off the iva.I would like to know anyone have any idea how much they want the final ...

Ijust want to know Can you but a house while you are in an iva?will the bank lent the money to you.

Hi I agreed with andy myself and mywife have to do an iva because our business was going to hell.so we have to do everything for fund the business, mortgage,etc and looking after our deaf child.We never have a comfortable lifestyles we always sensible with the money until come though with the proble...

Hi
just want to know how much actually you debt and how much have been reduced.because you said you paid aroud £300 a month and half way though and the offer have been accept.It will help me about my iva

Hi
your debt is £39000 and when you had an iva you have to pay in total 34000 looklike is not much reduce your debt.

what is it feel like to finish the term of iva?(I've just only start 7 months ago and want to finish badly I want to be free.
Thank you

Hi After all this thing happened and we spoke to our ip they still don't know about we have to tranfer the premise licence in 7 days after we are in an iva.that make we feel like they aren't a professinal company.But anyway we have apply for the new premise licence now by helping hand from the membe...

Hi All
We are an self employed our income isn't regular.We have been an iva for 7 months and it going to be the 1st review soon.Just want to know if our income have earn less than last year would we will pay less in iva or we still pay the same.
Thank you