I never even knew of a contingency fund!!!!! My first annual review will be at end of this year, so should I be mentioning it then? Also, I was employed when I went into an IVA and am now self-employed. I am thinking they may want me to get some accounts together from when I went self employed to wh...

Hi, I went into an IVA late last year, and was assured that this would not affect me as an Accountant. My reasons for having entered into an IVA was because I took out loans for my Mum, and my ex partner and they were to make the repayments. To cut a long story short, I got stuck with the repayments...