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by doodledaisy
Thu Aug 07, 2008 7:16 am
Forum: postings for august
Topic: how will it affect us if brother is br or in IVA?
Replies: 29
Views: 2321

It is very hard isn't it. I do sometimes find it very hard to be close to my brother now, so i think I look for other ways to help in, which is why I think I want to help him sort this problem out. We very rarely sit down and just talk. It's normally via text messaging that we talk.
by doodledaisy
Wed Aug 06, 2008 7:25 am
Forum: postings for august
Topic: how will it affect us if brother is br or in IVA?
Replies: 29
Views: 2321

i do sometimes think this Debbie. We all find it really hard to talk to one another about what happened. We don't see my mum, as she is a very selfish lady, I find it very hard to talk to my Dad about my deceased brother, as I am worried I will upset him. So maybe my other brother feels this way to....
by doodledaisy
Tue Aug 05, 2008 10:44 am
Forum: postings for august
Topic: how will it affect us if brother is br or in IVA?
Replies: 29
Views: 2321

he does, he has been ignoring his debts and hoping they go away, so he is grateful that I have stepped in to help. He needs that extra encouraging. He is ignoring my Dad, and that is easy to do as my Dad lives abroad, my Dad doesn't know what else to do. My other brother died a few years ago, and I ...
by doodledaisy
Tue Aug 05, 2008 7:47 am
Forum: postings for august
Topic: how will it affect us if brother is br or in IVA?
Replies: 29
Views: 2321

p.s. thank you for the kind message Debbie.
x
by doodledaisy
Tue Aug 05, 2008 7:38 am
Forum: postings for august
Topic: how will it affect us if brother is br or in IVA?
Replies: 29
Views: 2321

he has an income, he is working. We have spoken to a debt management team now who are happy to help my brother, and they were recommended to us by our mortgage advisor. So i am hoping it will all be sorted now. Will see my brother tonight to discuss it properly as he was out last night when he spoke...
by doodledaisy
Mon Aug 04, 2008 3:27 pm
Forum: postings for august
Topic: how will it affect us if brother is br or in IVA?
Replies: 29
Views: 2321

we don't want him to declare bankruptcy, just IVA...or is this the same thing?
Sorry not sure on all the technical terms.
by doodledaisy
Mon Aug 04, 2008 1:53 pm
Forum: postings for august
Topic: how will it affect us if brother is br or in IVA?
Replies: 29
Views: 2321

Do we have to admit that he had a previous mortgage? this is what he owes out from the house: £3500 deposit less 240 he paid already = 3260 + the additional £1,400 for the mortgage payment last year that he missed = 4660 balance We will be charging him £100 a week now as we cannot afford our mortgag...
by doodledaisy
Mon Aug 04, 2008 1:15 pm
Forum: postings for august
Topic: how will it affect us if brother is br or in IVA?
Replies: 29
Views: 2321

we just want to help my brother out of this debt without anyone taking any money off of us, as we cannot afford to give anyone any money. Our mortgage is costing us alot now that my brother is no longer part of it. My parents don't want the money back, they have written it off because of the mess he...
by doodledaisy
Mon Aug 04, 2008 12:23 pm
Forum: postings for august
Topic: how will it affect us if brother is br or in IVA?
Replies: 29
Views: 2321

thanks Viki
by doodledaisy
Mon Aug 04, 2008 11:44 am
Forum: postings for august
Topic: how will it affect us if brother is br or in IVA?
Replies: 29
Views: 2321

anyone help??
Also, when my brother got the deposit for the house he borrowed this from our parents but was to pay this back , this also remains unpaid back to them as well.
by doodledaisy
Mon Aug 04, 2008 11:22 am
Forum: postings for august
Topic: how will it affect us if brother is br or in IVA?
Replies: 29
Views: 2321

hi Melanie, Thank you for replying. No payment was made to my brother as he owed us money. Therefore we in effect just had his name taken off of the mortgage, and the mortgage was put solely into my husbands name. We gave my brother nothing for it, as he owed us so much in debt. But now it turns out...
by doodledaisy
Mon Aug 04, 2008 10:59 am
Forum: postings for august
Topic: how will it affect us if brother is br or in IVA?
Replies: 29
Views: 2321

MY BROTHER HAS GOT HIMSELF IN SERIOUS DEBT. IN FEBRUARY WE BOUGHT HIS PART OF THE HOUSE THAT WE BROUGHT TOGETHER AS HE COULD NO LONGER AFFORD HIS PART OF THE MORTGAGE. WE DID NOT GIVE HIM ANY MONEY AS HE OWED AS MONEY AND HAD MISSED PAYMENTS ON THE MORTGAGE. HE IS STILL LIVING WITH US, BUT NOT PAYIN...
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