With reference to being on benefits, my husband is disabled and was getting depressed hence us starting our business. The job centre gave us advice but there was no financial help that is why the credit cards played a huge role. We took a gamble, however in hindsight maybe at the wrong time. Depress...

Is there any help out there!!!We have a music shop that is leased until 2010. We are running at a loss at the minute and getting worse.We have accumulated debts of credit cards and loans to keep the shop afloat. We also live in a council house on benefits as we put all our money back into stock and ...