Search found 15 matches

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by rks
Sun Apr 19, 2015 1:31 pm
Forum: a success story
Topic: completion certificate
Replies: 13
Views: 150594

hi yes been checking a while , its not there anymore for sure :)
by rks
Sun Apr 19, 2015 8:59 am
Forum: a success story
Topic: completion certificate
Replies: 13
Views: 150594

just type in insolvancy register in google it comes up gov website.
by rks
Sun Apr 19, 2015 8:22 am
Forum: a success story
Topic: completion certificate
Replies: 13
Views: 150594

After just 2weeks having received my completion certificate my entry on Insolvancy Register has been removed ! Great news , so now can i just send letters out the the 3 main CR agencies to ask them to remove all entries pertaining to my defaults with credit cards ect ? it was 6 years in august 2014 ...
by rks
Fri Apr 10, 2015 3:16 pm
Forum: template letter suggested by inaiva
Topic: IVA Completed with cert
Replies: 3
Views: 7533

Hi fianlly rec my certificate now looking to clhttp://www.pjgrecovery.com/clean-up-credit-ratingear with credit agencies , but the link :
does not appear to work , am i right i have to email all 3 cr agencies with £2 fee ?
thanks
good luck to all of you .
by rks
Sun Mar 22, 2015 9:41 pm
Forum: a success story
Topic: completion certificate
Replies: 13
Views: 150594

hi thanks I just checked the IR my iva started in august 2008 .I had completed the 6 years of payments in Aug 2014 , but the register still shows on file , not saying completed either is this correct ? thanks
by rks
Sun Mar 22, 2015 9:23 pm
Forum: a success story
Topic: completion certificate
Replies: 13
Views: 150594

hi at last completion certificate on its way according to GT , they told me I only need to update details with on credit agency ie forward copy of completion cert , is that all I need to do now ? also will my credit file be now all clear ? thanks for any info .
by rks
Mon Jul 07, 2014 11:25 am
Forum: Ask IVA Forum and Industry experts
Topic: mortgage secured
Replies: 4
Views: 2168

ok thanks i had got confirmation that
the last payment due is in August 2014 , but is the restriction removed only once a completion certificate is issued ?thanks
by rks
Mon Jul 07, 2014 9:41 am
Forum: Ask IVA Forum and Industry experts
Topic: mortgage secured
Replies: 4
Views: 2168

Hello I have one last payment left in august 2014 with GT , I had my house / mortgage tied with the iva , but does this automatically get removed once my iva finnishes ? do i need to cancel direct debits after last payment ? or do i have to call my mortgage provider ? thanks
by rks
Fri Feb 05, 2010 9:49 am
Forum: Ask IVA Forum and Industry experts
Topic: Is This True : re council tax
Replies: 8
Views: 2014

Please can someone give me a link as to whre it states that council tax arrears should be included so I can rebuke their quoted statement , i dont really want to unsettle my iva as i been into it for 18+ months now and council have taken the money from my wages ! via attachement of earnings , I plea...
by rks
Tue Feb 02, 2010 5:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is This True : re council tax
Replies: 8
Views: 2014

thanks for eplies , if your saying council tax should b eincluded , then whay have they qouted that ref to IVA and council tax ?
by rks
Tue Feb 02, 2010 5:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is This True : re council tax
Replies: 8
Views: 2014

my iva started aug 2008 , 90% ofthe arrears realte to pre aug 08 , but they first started saying that beacuse the arrears wernt relalised till after aug 08 they dont count to be pre au 08 arrers but of present time ? confusing to me , as they didnt say nothing until all arrers were paid off where i ...
by rks
Tue Feb 02, 2010 4:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is This True : re council tax
Replies: 8
Views: 2014

this is an email I got back after many emails I sent the council tax as they advised me to continue making normal payments after I tried to negotiate a payemt plan to repay arrears , only to be told after I paid about £1400 , that i had paed back arrears not this years council Bill ! letter from cou...
by rks
Wed Jan 13, 2010 4:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: Council Tax
Replies: 17
Views: 2217

No I was not aware , as i was renting the place and i could not prove that the people left when i said they did as they did not remove thier names from electoral register .
by rks
Wed Jan 13, 2010 4:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: Council Tax
Replies: 17
Views: 2217

HI My iva was awarded in august 2008 . I was up to date in my council tax payments , however the council had recently ( jan 09 ) found out that i shold not have been getting 25% discount for previous years and that the arrears are payabble immediately , my argument is that any arrers or shortfalls p...
by rks
Wed Sep 09, 2009 9:05 am
Forum: Ask IVA Forum and Industry experts
Topic: Council tax
Replies: 2
Views: 1072

My council tax has been reviewed recently and has told me i am in over £1200 in arreas , I have told dthem I am on a iva since aug 08 , but they said the arreas is for this year ? so although im paying a little over the top each month they seem to be ignoring the fact i on an iva , can they tak eme ...
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