Thank you for replying so quick. If I listed some figures could you please have a look and see what a reasonable offer would be acceptable Total Creditors £41756 54 Mths @ 328 6 Mths @ 388(Once car payment finishes) 6 Mths @ 388 (In Lieu of Equity Divedend 32P Nominees Fees,Supervisor Fees, Irrecove...

I have been in an iva since nov 06. Paying £328 per month. I wish to make an offer to pay off because a friend of the family sees how much is stressing me out and may help. I have a joint mortgage but the iva is in my name solely can they take money out of the equity. At the start these was not enou...