Hi, i have been told there is a strong chance that I may lose my job next week without any settlement. How does losing your job effect your iva and what do I need to do with my iva? Will my iva be suspended until I can find another job. My father has offered me the money to clear my iva if necessary...

Thank you for the kind words - just about coping. I am trying to basically work out what the best thing is for me to do - my parents have been fantastic in offering the help but I am not sure what to do. Suppose I will have to do some sums and work out which gets me in a better position sooner. rega...

Hi, My partner has recently left me so I have been given the option to move back to my parents to try and get finacials sorted. I have just rang my IP and they have been a little vague so i was wondering if anyone on here can help me? I currently pay around £260 a month with 3 years left on my IVA, ...

Hi Melanie,
I don't have a mortgage as I rent. I could see if I could get a 3rd party to help me out or as you say I can have a look at argos as well as Harverys that has been recommended previously by a number of members.
Regards,
Paul

Thanks for the replies - keep them coming
I live very close to a Harveys so may nip in and haggle like I have never haggled before

Good shout on the mattress and thank you for letting me know about that.

Will count the coppers in the jar tonight

Must admit a second hand bed doesn't really appeal. I am going through a payment restructure at the moment so my have to sleep on the floor until I have had it all approved with my creditors. Don't really like asking for payment breaks as I had a 3 month payment break at the start of the year as my ...

Hi, Having a bit of a dilema at home at the moment. Our sofa is about to pack up the ghost (same as the bed) and was wondering does anyone know the best way of getting a sofa and bed thats going to last but not cost any money. I was thinking of going into DFS of somewhere and seeing if they can help...

Hi, They go through the following procedure: You have to send proof of ID (Photocopies are ok) Proof of address Proof of Insurance (once a car has been picked by yourself) They will arrange for an investigator to come to your home to prove its where you live (and to see your original photo ID) The w...

Hi,

Well I dealt with Duncton directly with no issues.
Had the car now for 6 months and all good so far.

My IVA company allowed me a 3 month payment break to help with the deposit.

Regards
Paul

I am currently in an iva for the past 14 months. Ihave just had my annual review and my IP as combined my wages for the past 6 months and taken an average salary as my income. This salary included overtime (which isn't guaranteed)during my the past couple of months my partner has been made redundant...

Hi Pap, I second Bryn's comment and I too have a Step Account. Your IP (Insolvency Practioner) can advise you on a bank account - but Natwest step account is a good one. An IVA is a good way of at least paying something back and feeling better for doing so. I am now 13 months in and 47 months to go....

Hi luluj,

I am paying 190 per month instead of the 295 i was paying previously. They knew about the IVA has Melanie's contact informed them at the time of application. But if you want to ring them directly just be sure to tell them you ae in an IVA.

Hi, Not posted for a few months. Would just like to thank those who recommended www.duncton.com for a car on lease term payments. After my car had broken down, I managed to be put through to a person who represented Duncton finance from Melanie Giles. he managed to help me with the transaction to a ...

Thank you mrs skint
I will give that ago too.
I will speak to them before I speak to Black Horse

Thank you for the advice - i will mention that tomorrow
I have been told to mention the "not fit for purpose" saying as many time as possible

Thank you for your advice