I wondering if anyone can help. I completed my IVA early in Feb this year but need some help as to what can stay on my credit file. Two of the companies barclaycard and HSBC sold the debt on before i entered into an IVA. The companies that brought the debt show on my credit file as defaulted but wit...

Can anyone help? Ive recently settled our IVA as of Feb 2009 and wanted to check that all the details on my credit file were up to date. Two of the companies listed in the IVA, never came back to company dealing with my IVA and were excluded from the IVA. These two companies are still shown on my cr...

I cant seem to get my head round when we have a clean file? Reading thorugh other posts I understand that the IVA stays on your file for six years, but this one year from the date of completion keeps cropping up. Does it mean that if you've settled your account early as we have (3 years into it), af...

Hopefully our completion papers for our IVA will be through soon, but can anyone tell me where the best place to go for a mortgage. We do have a 10-15% deposit but wondered if anyone can put us in the right direction. I understand that the rate wont be great as the IVa stays on your file for six yea...

Back in June 2008 we settled our iva by selling our property. we had been in the IVA for 3 years and wanted to complete, and ill best option being the sale of our house. In July 2008, our IVA company Clearstart, was brought out by free from debt and upon speaking with them they stated that it would ...

we recently. (13th June) sold our property and sent in the settlement funds to complete our iva. I was informed that the funds were received on the 2nd July and that I wouldn't receive any completion papers for at least 3 months! Is this a correct timescale or is the company involved (debtfreedirect...