Dear Melanie and Soulgrowth, Many thanks for your opinions, I appreciate them very much, in particular the specfic thoughts regarding Hamiltons. Apologies for the delayed reply, however, I have just returned from my budget camping holiday! Best wishes to all and I will let you know how it goes. Many...

I have just discovered that IVA UK work 'for' (if that's the correct term) Hamiltons UK, an IP based in Sheffield (I think).
I have read a couple of reviews on the website that you good chaps recommended and they seem pretty reasonable. Has anyone else used Hamilton UK?

Many thanks x

Many thanks, size_5 for your professional, unbiased advice.

I shall continue my research and let you know who I select.

Thank you for that Viki.W, I'll give her office a call x

Thank you, Viki.W, that's certainly reassuring! x

Thanks for the info size_5, that's very useful to know. Without imposing too much bias, would you be able to recommend an IP firm please?
Many thanks

Thank you Viki.W, I appreciate your advice.
Having spoken to the 'Debt Advisor' she has informed me that the IP deduct their fees from your monthly IVA payment, again, is this the norm, or am is a fast one being pulled on me?
Thanks x

From what I can gather they probably are a packager, as the paperwork that I have received so far entitles the individual that I have been corresponding with as a 'Debt Advisor', who then liases with the IP. Is this the norm? Again, many thanks to all for contributing to this topic, I appreciate the...

Thanks Viki.W and Skippy13 for your advice.
size5, is 99% success rate an unrealistic claim then?

Thanks all

Hi Viki.W, their website address is http://www.ivauk.net if you'd like to take a look.

Thanks

Hi All,

Has anyone heard of, or had any dealings with IVA UK please?
If so, what did/do you think of them?

Many thanks[:I]

Dear All,

Again. many thanks for your contributions, the majority have been very reassuring!
I will keep you posted as to our progress.

Best wishes to you all

I have just worked out that our Lloyds debts account for 63% of our total debts.
So, based on the advice given I am hopeful of a reasonable outcome.

Can anyone else share their experiences with considerable Lloyds debts and their IVA arrangements please?
Many thanks

Thank you very much to all who have replied, I really do appreciate your contributions.

I just really do hope that they will accept our proposal. I take it that it bodes well if you ahve always made your payments, both regularly and on time?

Many thanks all

That doesn't sound too encouraging then!
The loan was used to consolidate exisitng debts with Lloyds, that had been being paid off for quite some time prior to us taking out the consolidation loan. Do you think that this would make a difference?

Many thanks