I was accepted for an IVA and was fortunate to be able to arrange a F&F with staged payments over 6 consecutive months paid by by my employer. My question is therefore, when will my details come off the register? when my last payment is made on August 1st (or soon after)? or is there a longer period...

i just wondered because i thought it might be classed as a secured loan - set against the car

dunno!

Sorry, may have mislead you a little by accident. I will have a new car, but it will be a company car and this will cost me the same amount monthly as the contract hire car. The difference is that company cars are more costly and the difference will be paid by the company so i end up with the SAME m...

I have a contract hire on a car that has an overdue amount to the lease company of around £1,500 - to add to this, the car has just had its wing mirror taken off in Sainsburys car park whilst i was shopping (Just great!) My IVA was approved two weeks ago, so i am keen to remove any large ongoing pay...

thinking of you

Devon - my meeting was at 10, and i knew the outcome by 10.35. Positive im pleased to say. I too took the day off work and i tried to take my mind off the meeting by randomly searching things on the internet (in between looking at the clock every few minutes of course), but its too twee of me to try...

On what basis are you making these claims of what is fraud? if it is based on fact, then surely it will be an easy point to prove? If it is as you suggest then i for one dont condone it. I know its hard not to try and 'ring fence' your money, as its human nature to try and look after yourself and yo...

then i have every confidence for you

Im told those that didnt vote were barclaycard, Leeds and Holbeck (Now owned by B'Card) and Amex. There was a technicality on MBNA, which meant there vote didnt count, but i think they were voting positive anyway, and then the others were egg, Capital One, Marbles, Barclays Bank, M&S, Mint and Sains...

Blimey! Its approved, and although Im told almost everyone actually turned up at the meeting, 100% of the votes cast were in favour. I cant say thank you enough to Sue Clay at Philip Gill, because this was a tough one (The case and the client) Im sure. She secured a settlement at 19 pence in the £ -...

arghhhh - its 10am - meeting started

This is great Im sure. Im one of the people NR are telling to get a new mortgage lender, but as my creditors meeting is this morning, I dont hold out much hope.

In the meantime, my fixed rate ran out in December and im back on standard variable rate with no sign of being able to change it - hey ho.

thanks all - off to bed. The morning looms

thanks - how long do the meetings usually last?

My creditors meeting is tomorrow - i have almost managed to get thro the last few weeks without thinking about it, but of course it never really leaves the back of your mind. Then today.... "Blimey, its tomorrow morning at 10am" i have been told the details of the meeting and to be available to talk...