i am 3 years in a iva...i have to pay 360 pound a month..i am starting to stuggle paying this..i take home 1255 a month rent is 400 pound travel on the tube is 180 pound plus bills etc i have nothing left at all am thinking going banckcupt would be a better option..what do you think..

was wondering if you can help..have a iva paying 360 a month.due to things out of my control iv had to pay not the full amount some months ie ill pay 220 one month then pay 490 to try and get me back on top..i think im about 500 pound down on the final sum for the year..will i be able to pay this of...