if im in a dmp can i hand the keys to the house back and go into rented or does the situation change

hi i owe some suppliers 24000 for end of oct.i have a ltd co.received letter today demanding payment or they will take it further.would it still take them a while to get everything in place for collecion or even br.any advice would be greatly received.i am actually able to pay but not till about 15t...

hi can you tell me if you have to miss payments to credit card companies before you can apply for iva thanks

thanks for reply.just wondering if you have to have missed payments to do an iva,thanks

hi my wife and i have card debts of about 25-28000 can these be put into an iva.i have other stuff like car and mortgage plus secured loan but i can afford these .also what exactly is an iva.my other route is br.how much would it cost me monthly to do the iva.at moment not behind on cards and pay 10...