we last made a payment last September

We went to citizens adivce as at the time I was a self-employed childminder not earning much money and we also had a call from Hampton Trust advising us that this would be the best option ( we did not call them). Looking back we regret it but at the time we were desperate and having 2 young children...

It was a company called Hampton Trust based in Glasgow. We spoke to the police and they have said that Scottish laws are different to english laws and therefore could not help. Oh and the first piece of correspondance since last year arrived today from Hampton Trust asking for another £250 to be sen...

We entered into an IVA in Oct 2006 and kept paying until September 2007 when i was approaced by a company speciallising in bankruptcy. They advised us that this would be the best option for us and we paid £900.00 for fees to sort this out. In feb this year we found out that the company had done a "r...