Cheers everyone for your comments, I had only anticipated receiving a reply to my question from an expert. Silly me, I did not realise I was entering a Forum. Now though, I might as well use this site should I feel asking other questions or helping others with answers that I can give. My wife and I ...

My wife and I have been in an IVA for two years now and continually find it harder to make ends meet. The amount we were told we had to pay each month was miscalculated by our case officer, ie. we were not given any allowance for the opticians although we both wear glasses, plus other small things t...

My wife and I have been in an IVA for two years now and continually find it harder to make ends meet. The amount we were told we had to pay each month was miscalculated by our case officer, ie. we were not given any allowance for the opticians although we both wear glasses, plus other small things t...